Episode 36: Beyond the Pain Cave – Lessons from Ultra Adventures with Scott Hanson


In the latest episode of the On Adventure Podcast, I sit down with Scott Hanson, a true veteran of endurance challenges and an influential figure in the financial industry. Scott’s story is one of resilience, determination, and finding purpose through pushing physical and mental boundaries. Our conversation explores Scott’s journey from casual running to completing the grueling Western States 100—a 100-mile ultramarathon with 19,000 feet of elevation gain—and how that experience, among others, shaped his approach to life and business. We also dive into his memorable adventure up Mount Fuji, where cultural and personal growth merged in an unforgettable climb.

Join us as Scott shares the highs and lows of his adventures, from overcoming pain and doubt during ultramarathons to the life lessons he’s applied from these challenges to his professional and personal life.

Episode Highlights:

[00:00] Introduction – Meeting Scott Hanson

[02:08] Scott’s Journey Begins – From reluctant high school runner to becoming captivated by endurance sports.

[06:22] Training and Competing – Navigating family, work, and training routines with morning runs and long days on the trail.

[20:00] The Western States 100 Experience – The mental and physical battles of one of the world’s toughest races.

[23:48] Lessons Learned – How pushing through “the pain cave” taught Scott resilience and mental fortitude that extend beyond sport.

[27:27] Reflecting on Challenges – Applying adventure-driven tenacity to everyday life and professional challenges.

[39:00] Mount Fuji – A cultural and physical journey with friends and family, complete with lessons in humility and awe.

[48:35] The Future of Adventure – Scott’s plans and reflections on maintaining an adventurous spirit as life evolves.

Links & Resources:

Closing Remarks: If you enjoyed this episode, don’t forget to rate, follow, and share the On Adventure Podcast. Your feedback helps us bring more inspiring stories like Scott Hanson’s to your ears!

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Episode 35: Building Perserverance Through Hardship, Competition and Adventure with Owen Hayden


Join me for a cool conversation with Owen Hayden, a high-energy adventurer, corporate achiever, and former athlete who’s mastered the art of resilience. Owen shares his journey from a high-level sports career to navigating the challenges of the corporate world, all while staying connected to his passion for adventure. We discuss what it takes to push through adversity, the lessons he learned from sports, and his pursuit of grit as a defining trait both on and off the field. Plus, you’ll hear about Owen’s commitment to exploring the world—from Glacier National Park with his young family to Ironman races and rodeos. If you’ve ever been curious about finding purpose and adventure in everyday life, this episode is for you.

Highlights:

  • [00:01:32] Owen’s career journey: From corporate climber to world traveler.
  • [03:00] Hiking Glacier National Park with a baby in tow—tips for family adventurers.
  • [07:00] The power of sports and family in building resilience and grit.
  • [11:30] Learning from loss: how adversity shapes our drive and character.
  • [14:00] Coaches and mentors: the unexpected father figures who shaped Owen’s path.
  • [24:19] Finding a new “team” after sports: how CrossFit and community fill the gap.
  • [32:00] Bucket list adventures: How Owen plans to keep exploring with his family.

Links & Resources:

Thanks for tuning in! If you enjoyed this episode, please consider rating, following, and sharing “On Adventure.” Your support helps us bring you more amazing guests and stories.

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Episode 34: The 5 Elements of Adventure with Matt Walker


In this special episode, I’m excited to bring you an insightful webinar with adventure coach and psychologist Matt Walker. Known for his unique blend of mountain climbing experience and psychological expertise, Matt shares how the concept of adventure can shape not only extreme expeditions but also our everyday lives. In this session, he takes us through his recent solo climb of Manaslu, one of the highest peaks in the world, and how it taught him the importance of living adventurously. Learn about the five essential elements of adventure and how you can apply them to your own life, whether you’re scaling mountains or navigating day-to-day challenges. This is an inspiring episode that will push you to think deeply about your own adventures—big or small!

Tune in to hear Matt’s captivating stories and insights on high endeavor, uncertainty, total commitment, tolerance for adversity, and the power of companionship.

Episode Highlights:
[2:00] – Introducing Matt Walker: From psychologist to extreme adventure guide
[4:10] – What is adventure? Challenging conventional definitions
[11:00] – Matt’s solo climb on Manaslu: confronting extreme conditions and overcoming obstacles
[15:30] – The Five Elements of Adventure: High endeavor, uncertain outcome, total commitment, tolerance for adversity, and great companionship
[21:00] – How Matt integrates his family into his adventurous life
[27:45] – Climbing in extreme altitudes: life in the death zone
[33:00] – The importance of staying present and focused during difficult journeys
[40:00] – Why adventure isn’t just for mountaintops: Applying the elements of adventure to daily life
[45:00] – Listener Q&A: Overcoming psychological barriers to adventure

Links & Resources:

Closing Remarks:
If you enjoyed this conversation with Matt Walker and learned something new about how to bring more adventure into your life, don’t forget to rate, follow, and share this podcast with friends! And if you’re ready to embark on your own adventure, start by subscribing to our newsletter for more tips and resources. Until next time, keep pursuing your great adventure!

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Episode 33: Lessons in Grit and Growth on the AT with Steve Bradshaw


In this episode, I sit down with Steve Bradshaw, a lifelong adventurer and outdoor enthusiast from Western North Carolina. Steve’s story is one of pushing boundaries, from growing up in West Virginia to becoming a collegiate championship swimmer, and ultimately to hiking the entire Appalachian Trail. Steve shares how he stepped out of his comfort zone to take on the grueling 2,200-mile trail, and we explore the mental and physical resilience it takes to complete such an endeavor. Whether you’re into hiking, or simply looking for inspiration on how to challenge yourself in new ways, Steve’s journey offers a wealth of insight.

We dive into Steve’s upbringing and how his early experiences in the outdoors shaped his life. We also chat about his experiences with starting and selling a successful business, how he balanced family life with adventure, and the unexpected lessons he learned on the trail. This episode is packed with stories of adventure, perseverance, and growth, so buckle up!

Timeline Summary:

[2:22] – Steve’s introduction and how his love for the outdoors began in West Virginia
[8:45] – How collegiate swimming shaped Steve’s mindset and approach to challenges
[14:50] – The story behind Steve’s trail name and why he decided to thru-hike the Appalachian Trail
[23:30] – Navigating the hardest sections of the Appalachian Trail and how the weather played a role
[31:10] – The importance of “hiking your own hike” and the unique culture of trail communities
[40:55] – Lessons learned from the grind of hiking and how they translate to everyday life
[47:15] – What’s next for Steve: From elk hunting in Colorado to new adventures on the horizon

Links & Resources:

Closing:

If you enjoyed this conversation with Steve, be sure to rate, follow, and share the podcast with your friends. Every review helps us reach more listeners who are ready to embark on their own great adventures. Thanks for listening, and we’ll catch you next time!

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Episode 32: Epic Adventures and Life Lessons with Skip Schweiss


In this episode of the On Adventure podcast, I sit down with Skip Schweiss, a seasoned executive in the financial services industry and a passionate adventurer. Known for his years of leadership at TD Ameritrade, Skip has seamlessly woven his professional life with a personal quest to push physical and mental boundaries in the great outdoors. We dive into Skip’s career journey, from his work in advisor advocacy to how he’s now dedicating more time to his love of the wilderness.

But Skip isn’t just about hiking the occasional trail—he organizes an annual group hike called “Excellent Adventures,” attracting dozens of people to tackle challenging hikes across some of the most beautiful landscapes in the U.S. From the majestic peaks of Colorado’s 14ers to this year’s adventure in Telluride, Skip shares his motivation for doing hard things, the camaraderie that comes from shared suffering, and why he believes that testing our limits makes us better.

Whether you’re a seasoned adventurer or someone looking for inspiration to push past your comfort zone, Skip’s stories will encourage you to set bigger goals, embrace the challenge, and find joy in the journey.

Episode Highlights:

[2:42] – Skip’s journey in the financial industry, his role at TD Ameritrade, and how his love for adventure began.

[7:00] – How the Rockies ignited Skip’s passion for hiking, leading him to complete all 54 of Colorado’s 14ers.

[12:15] – The origin of Skip’s “Excellent Adventures” group hikes, which have now grown to include 70 people, and the importance of camaraderie in adventure.

[29:00] – Handling adversity on the trail: The lessons Skip has learned about staying calm when things go wrong, and how to apply that mindset to life.

[40:30] – A recap of the most recent “Excellent Adventure” in Telluride, where Skip led a group on a brutal 26-mile hike with 8,000 feet of elevation gain.

[52:00] – What’s next for Skip and the group? A sneak peek into next year’s adventure to Zion National Park and some of the epic hikes planned.

Links & Resources:

If you enjoyed today’s episode, please take a moment to rate, review, and share the podcast! Don’t forget to follow us so you don’t miss out on upcoming episodes filled with more inspiring adventures.

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How to Live Like a Local…in Paris

How to Live Like a Local in Paris, France: A Financial Planner’s Guide to Adventure

Paris, the City of Light, is known for its world-class art, cuisine, and culture. But to truly experience the magic of Paris, you need to live like a local. Not only does this provide a more authentic experience, but it can also be more financially sustainable, which is a priority for our financial planning clients. Here’s a guide to living like a local in Paris with a touch of adventure, while keeping your budget in check.

Navigate Paris Like a Parisian

One of the best ways to explore Paris is on foot or by using public transportation. Parisians often walk or bike around the city, especially in pedestrian-friendly areas like Le Marais or the Latin Quarter. Renting a Vélib’ bike is a great option for getting around efficiently and affordably. For longer journeys, the Paris Metro is fast, cheap, and easy to navigate. A weekly or monthly Navigo pass can save you money compared to purchasing individual tickets.

Explore the Neighborhoods Beyond the Tourist Spots

While the Eiffel Tower and Louvre are iconic, living like a local means venturing into Paris’s unique neighborhoods. Montmartre offers cobblestone streets, art galleries, and an authentic bohemian atmosphere. Definitely visit the Sacré-Cœur Basilica at the top of Montmarte and take the short tram from the front steps down to a delicious streetside crepe.  My family loved this excursion!  Le Marais, with its narrow medieval streets, is home to fashionable boutiques, quaint cafés, and hidden courtyards. Canal Saint-Martin is a favorite among Parisians for picnics and strolls along the water.

For a true local experience, spend time in lesser-known districts like Belleville, known for its vibrant street art and multicultural food scene, or the 11th arrondissement, where you’ll find affordable restaurants and a relaxed, authentic vibe.

Shop at Local Markets

One of the most enjoyable ways to live like a Parisian is by shopping at local markets. Rue Mouffetard, in the Latin Quarter, is a historic market street with fresh produce, cheeses, and bread. Marché d’Aligre in the 12th arrondissement is a bustling market where you can find everything from gourmet foods to second-hand treasures.

Shopping at markets not only supports local businesses but also offers a budget-friendly way to enjoy the best of French cuisine. Grab some fresh baguettes, cheese, and a bottle of wine for a perfect Parisian picnic in one of the city’s many parks.  The amount of Fromageries in Paris will make a cheese lover’s heart melt!

Enjoy the Green Spaces

Paris is home to beautiful parks and gardens where locals spend their weekends relaxing. The Jardin du Luxembourg is a favorite for its tranquil atmosphere and stunning landscapes. For something off the beaten path, visit Parc des Buttes-Chaumont in the 19th arrondissement, one of Paris’s largest parks, complete with waterfalls, cliffs, and stunning views of the city. Parc Monceau in the 8th arrondissement is another gem, offering a peaceful retreat surrounded by elegant townhouses.

Eat Like a Parisian

Dining in Paris can be pricey, but there are ways to eat like a local without overspending. Skip the tourist traps and head to neighborhood bistros and brasseries where locals dine. For an authentic Parisian experience, visit a fromagerie (cheese shop) and boulangerie (bakery) to assemble your own meal. Enjoy a simple, yet delicious picnic by the Seine or in one of Paris’s parks.

For those looking to experience Paris’s diverse culinary scene, explore the affordable eateries in neighborhoods like Belleville or the 10th arrondissement, where you’ll find cuisines from around the world. Don’t forget to visit the pâtisseries (pastry shops) to treat yourself to a croissant or pain au chocolat.

Take Advantage of Free Cultural Attractions

Many of Paris’s most famous museums offer free entry on the first Sunday of every month, including the Louvre and Musée d’Orsay (one of my favs). Additionally, some of the city’s most beautiful landmarks, like Notre-Dame and Sacré-Cœur, are free to visit. Wander the streets of the historic neighborhoods like Le Marais and the Latin Quarter, soaking in the city’s architecture and charm without spending a euro.

Another way to experience local culture is by attending free events. From outdoor film screenings in the summer to seasonal festivals, Paris offers numerous opportunities for entertainment that won’t strain your budget.

Live Like a Local, Plan Like a Pro

Living like a local in Paris means embracing the city’s slower pace, savoring simple pleasures, and avoiding the touristy spots in favor of authentic experiences. As financial planners, we understand that your travel adventures shouldn’t come at the expense of your financial well-being. By making smart choices, from using public transportation to shopping at local markets, you can enjoy the best of Paris without breaking the bank.

Financial Tips for Adventurous Paris Travelers
  • Set a Daily Budget: Paris can be expensive if you’re not mindful of your spending. Set a daily budget for meals, transportation, and activities to stay on track.
  • Accommodation: Consider staying in short-term rentals or chambres d’hôtes (bed and breakfasts) instead of pricey hotels. This also gives you the chance to live in authentic Parisian neighborhoods.
  • Local Banking Options: If staying for a longer period, consider opening a local bank account to avoid foreign transaction fees.
  • Use Public Transport: The Navigo pass is cost-effective for public transport, and Vélib’ bikes are an affordable, fun way to explore the city.

By following these tips, you can experience Paris like a local and make your trip both memorable and financially smart. Paris is a city for dreamers and adventurers alike, and with the right approach, you can explore its wonders without overspending.

Episode 31: Turning Tragedy Into Purpose – An Adventurous Journey with Clay Sanders


In this deeply moving and inspiring episode, I sit down with Clay Sanders, a man whose life is marked by profound adventures, resilience, and purpose. Clay shares stories of his adventurous spirit, from crossing the country on an Elliptigo to running the Leadville 100 ultra marathon, all while balancing a successful career as a dentist. But beyond the adventures, Clay opens up about the tragic loss of his son, Joel, to opioid addiction, and how that event spurred him into action, continuing his son’s legacy by raising awareness about addiction stigma.

We dive into Clay’s perspective on how adventure can be both structured and unpredictable, and how his journey to honor his son led him to discover even deeper connections with others, both in the U.S. and across the globe. You won’t want to miss Clay’s powerful reflection on the process of navigating life’s challenges and the wisdom he has gained along the way.

Timeline Summary:

[2:22] – Clay shares his move from Western North Carolina to Colorado and how he adjusted to life at higher altitudes.
[6:17] – Adventures in ultra-running and what led Clay to tackle the notorious Leadville 100.
[14:30] – The impact of high altitude on ultra-endurance races and how Clay trained for the Leadville 100 while living at sea level.
[28:19] – Tragedy strikes: Clay discusses the loss of his son Joel and how that transformed his life and purpose.
[32:00] – The journey across the U.S. on an elliptical bike to raise awareness about addiction stigma.
[43:10] – Clay’s global adventure: how traveling to 20 countries opened his eyes to the shared humanity across cultures.
[56:23] – The metaphor of the Great Barrier Reef: how diversity and unity coexist harmoniously in nature and in life.
[1:05:34] – Reflections on the power of the journey versus the destination.

Links & Resources:

Closing Remarks:

If you enjoyed this episode, don’t forget to rate, follow, and share it with others who might be inspired by Clay’s story. Your support helps spread these powerful messages. See you next time as we continue to explore life’s greatest adventures!

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Episode 30: From Boardroom to Backwoods with Jeff Ames


 

In this episode of the On Adventure Podcast, I had the pleasure of sitting down with Jeff Ames, aka Rambler, a true “everyday explorer” who took on the challenge of a lifetime by through-hiking the Appalachian Trail. Jeff’s journey is a story of preparation, endurance, and self-discovery as he trekked 2,200 miles from Georgia to Maine over several months. We dive into what inspired him to embark on such an ambitious adventure after retiring in his mid-50s, the highs and lows of his journey, and the unforgettable characters he met along the way. Whether you’re an aspiring long-distance hiker or just love hearing tales of personal transformation, this conversation is packed with insights and inspiration.

Join us as we explore the planning and execution of Jeff’s hike, the camaraderie found on the trail, and the lessons learned from spending months in the wilderness. You’ll also hear some wild stories about the colorful personalities that Jeff encountered on the trail, and why he believes that hiking is much more than just a physical challenge.

Episode Highlights:

  • [00:00] Introduction to the episode and Jeff’s background
  • [01:48] Jeff’s preparation and inspiration for hiking the Appalachian Trail
  • [04:00] The seed of adventure: how Jeff’s interest in the AT grew over the years
  • [09:19] Hiking solo vs. finding a “trail family” on the journey
  • [13:00] Memorable encounters: Jeff’s experience with a Russian hiker named Navigator
  • [18:00] Crazy hiker stories and the unique characters of the Appalachian Trail
  • [26:00] Meeting Kristian Morgan, an elite ultra-marathoner aiming for the fastest known time on the AT
  • [40:00] The importance of preparation, gear, and respecting the trail’s challenges
  • [55:00] Reflections on the simplicity and focus that long-distance hiking brings
  • [01:06:00] What’s next for Jeff after completing the Appalachian Trail?

Links & Resources:

If you enjoyed this episode, please rate, follow, and share the podcast. Your support helps us bring more inspiring stories to adventurers like you!

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Episode 29: Reconnecting the World, One Letter at a Time with Jonny Beardmore, the Galapagos Postman


Welcome back to the On Adventure Podcast! In this episode, I chat with Jonny Beardmore, now famously known as the Galapagos Postman. Jonny’s unique quest involves delivering handwritten letters left in an ancient Galapagos Islands postbox to various locations worldwide. But this adventure is more than just about delivering mail; it’s about exploring a deeper question about whether we are disconnected as a species and how we can rebuild those crucial human connections.

Throughout his journey, Jonny has met a diverse array of people, each with their own fascinating stories. From reuniting a couple in Belize through a heartfelt love letter to delivering a touching note from a daughter to her mother in Mexico City, Jonny’s mission has brought surprises,  unexpected joy and reconnections (to him and the receipients). He shares stories of spontaneous hospitality, like the family in Mexico City who welcomed him with tequila and dried crickets, and the emotional reunions that have occurred as a result of his deliveries. Join me as Jonny shares his serendipitous encounters, the challenges he faces, and the incredible impact his journey is having on people’s lives and the charities he is fundraising for.

Episode Highlights:

  • [00:00] Introduction: Josh introduces Jonny Beardmore, explaining how he discovered Jonny’s story and what intrigued him about it.
  • [02:20] The Galapagos Postman: Jonny explains his nickname and details the tradition of the Galapagos Islands postbox that dates back to 1793.
  • [05:17] The Challenge: Jonny talks about the inception of the Galapagos Postman Challenge, collecting 50 letters from the Galapagos and his year-long journey to deliver them.
  • [07:45] Personal Motivation: Jonny discusses his personal motivations, including the impact of his father’s battle with motor neurone disease (ALS).
  • [15:05] Planning and Logistics: The process of planning this ambitious global adventure, including the support systems in place and the challenges faced.
  • [24:03] Human Connections: Jonny reflects on the commonalities he has found among diverse cultures and the importance of personal connections in an increasingly digital world.
  • [38:00] Inspiring Stories: Jonny shares some of the most touching and inspiring stories of delivering letters, including reuniting people and the emotional impacts.
    • Belize: Reuniting a couple through a heartfelt love letter.
    • Mexico City: Delivering a daughter’s letter to her mother, recovering from surgery, resulting in an emotional family reunion.
    • Central America: Overcoming challenges to deliver letters, experiencing spontaneous hospitality, and hearing incredible life stories.
  • [47:50] Funding and Support: Insight into how Jonny funds his adventures and the work-life balance required to manage such an undertaking.
  • [55:00] The Bigger Picture: Jonny’s thoughts on whether the world is truly disconnected despite technological advancements and how this challenge has impacted his views.

Links & Resources:

Thank you for tuning in! If you enjoyed this episode, please rate, follow, share, and review the podcast. Your support helps us bring more inspiring stories to light. For more content, visit Ridgeline Wealth Advisors and sign up for our newsletter, The Money Trail Guide. Until next time, pursue your own great adventure!

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How to Live Like a Local…in London

London, England is a city brimming with history, culture, and adventure. For those planning to make the most of their time in any vibrant metropolis, it’s essential to live like a local. This approach not only provides a richer experience but can also be more cost-effective, a key consideration for any Everyday Explorer traveling to a new place. Here’s a guide to help you navigate London with a spirit of adventure and a savvy financial mindset.

Embrace Public Transportation

London’s public transportation system is extensive and efficient. Locals rely heavily on the Tube (London Underground), buses, and trains to get around. Purchase an Oyster card or use contactless payment for seamless travel across the city. Not only will this save you money compared to taxis or ride-sharing services, but it also immerses you in the daily rhythm of London life.  If you’d rather get from point to point a little more quickly, using the famous Black Cabs will do it for you.  You can definitely spend a small fortune getting around the city, but it’s fast and pretty fun if you get a good driver.

Discover Hidden Gems

While iconic landmarks like the Tower of London and Buckingham Palace are must-sees, living like a local means seeking out hidden gems. Explore neighborhoods like Shoreditch, known for its street art and eclectic vibe, or Hampstead Heath, a vast green space offering panoramic views of the city. For a unique experience, visit the Leighton House Museum in Kensington, an opulent Victorian home filled with art and history.  As soccer fans (sorry, futbol), we had to visit a stadium and so we picked Stamford Bridge to see the home of Chelsea Futbol Club.  We are now big fans!

Shop at Local Markets

Londoners love their markets, and these bustling hubs are perfect for immersing yourself in local culture. Borough Market, near London Bridge, offers a feast of fresh produce, artisanal foods, and culinary delights. For vintage finds and quirky treasures, head to Portobello Road Market in Notting Hill. Covent Market was one we visited and loved the shops, food and live music…an amazing vibe.  Shopping at markets not only supports local vendors but also provides a more authentic and budget-friendly shopping experience.  And for some extra flare, visit in December so you can experience the amazing Christmas markets.

Enjoy the Outdoors

Despite its urban nature, London boasts an array of parks and outdoor spaces. Hyde Park, Regent’s Park, and Richmond Park are just a few of the green havens where locals unwind. Rent a bike through Santander Cycles and explore these parks on two wheels. For a more adventurous outing, take a walk along the Thames Path or venture to the outskirts of the city for a hike in the Epping Forest.

Eat Like a Londoner

Dining out in London can be expensive, but locals know where to find great food without breaking the bank. Visit neighborhood pubs for traditional British fare like fish and chips or a hearty Sunday roast. Discover the city’s diverse culinary scene by exploring food halls such as Mercato Metropolitano in Elephant and Castle or Boxpark in Shoreditch, where you can sample dishes from around the world.  We found ourselves in a pub (especially for the World Cup final which was absolutely electric!) almost every day in the city, but the fav…and evening dinner at the Sky Garden overlooking the entire London Skyline.  Make your reservation well in advance. 

Take Advantage of Free Attractions

London is home to numerous world-class museums and galleries, many of which offer free entry. Spend an afternoon at the British Museum, the National Gallery, or the Tate Modern.   For an even more immersive experience, hire a guide to take you through for a few hours.  It will change the entire experience!  Wander through the charming streets of Covent Garden (again, great at Christmas time) or take in the lively atmosphere of Southbank, all without spending a penny. These free attractions provide cultural enrichment and entertainment, making them perfect for the budget-conscious traveler.

Live Like a Local, Plan Like a Pro

Living like a local in London involves more than just seeing the sights—it’s about immersing yourself in the city’s culture and lifestyle. As financial planners, we understand the importance of balancing adventure with financial prudence. By embracing local habits, seeking out hidden gems, and making the most of free attractions, you can enjoy an enriching and cost-effective stay in London.

Financial Tips for the Adventurous Traveler
  • Budget Wisely: Allocate funds for daily expenses and stick to your budget. Use apps to track spending and find deals.  Check in on your progress each day.
  • Local Banking: Consider opening a local bank account if staying for an extended period. This can save on foreign transaction fees.  I haven’t done this personally so do your research.
  • Public Transport: Utilize weekly or monthly travel cards for the best rates on public transportation.
  • Cultural Memberships: Some museums and attractions offer memberships that provide free or discounted entry.

By following these tips, you can experience the best of London. Living like a local not only enriches your travel experience but also ensures you make the most of your adventures in this incredible city.