Category: Values

How to Live Like a Local…in Paris

How to Live Like a Local in Paris, France: A Financial Planner’s Guide to Adventure

Paris, the City of Light, is known for its world-class art, cuisine, and culture. But to truly experience the magic of Paris, you need to live like a local. Not only does this provide a more authentic experience, but it can also be more financially sustainable, which is a priority for our financial planning clients. Here’s a guide to living like a local in Paris with a touch of adventure, while keeping your budget in check.

Navigate Paris Like a Parisian

One of the best ways to explore Paris is on foot or by using public transportation. Parisians often walk or bike around the city, especially in pedestrian-friendly areas like Le Marais or the Latin Quarter. Renting a Vélib’ bike is a great option for getting around efficiently and affordably. For longer journeys, the Paris Metro is fast, cheap, and easy to navigate. A weekly or monthly Navigo pass can save you money compared to purchasing individual tickets.

Explore the Neighborhoods Beyond the Tourist Spots

While the Eiffel Tower and Louvre are iconic, living like a local means venturing into Paris’s unique neighborhoods. Montmartre offers cobblestone streets, art galleries, and an authentic bohemian atmosphere. Definitely visit the Sacré-Cœur Basilica at the top of Montmarte and take the short tram from the front steps down to a delicious streetside crepe. My family loved this excursion! Le Marais, with its narrow medieval streets, is home to fashionable boutiques, quaint cafés, and hidden courtyards. Canal Saint-Martin is a favorite among Parisians for picnics and strolls along the water.

For a true local experience, spend time in lesser-known districts like Belleville, known for its vibrant street art and multicultural food scene, or the 11th arrondissement, where you’ll find affordable restaurants and a relaxed, authentic vibe.

Shop at Local Markets

One of the most enjoyable ways to live like a Parisian is by shopping at local markets. Rue Mouffetard, in the Latin Quarter, is a historic market street with fresh produce, cheeses, and bread. Marché d’Aligre in the 12th arrondissement is a bustling market where you can find everything from gourmet foods to second-hand treasures.

Shopping at markets not only supports local businesses but also offers a budget-friendly way to enjoy the best of French cuisine. Grab some fresh baguettes, cheese, and a bottle of wine for a perfect Parisian picnic in one of the city’s many parks. The amount of Fromageries in Paris will make a cheese lover’s heart melt!

Enjoy the Green Spaces

Paris is home to beautiful parks and gardens where locals spend their weekends relaxing. The Jardin du Luxembourg is a favorite for its tranquil atmosphere and stunning landscapes. For something off the beaten path, visit Parc des Buttes-Chaumont in the 19th arrondissement, one of Paris’s largest parks, complete with waterfalls, cliffs, and stunning views of the city. Parc Monceau in the 8th arrondissement is another gem, offering a peaceful retreat surrounded by elegant townhouses.

Eat Like a Parisian

Dining in Paris can be pricey, but there are ways to eat like a local without overspending. Skip the tourist traps and head to neighborhood bistros and brasseries where locals dine. For an authentic Parisian experience, visit a fromagerie (cheese shop) and boulangerie (bakery) to assemble your own meal. Enjoy a simple, yet delicious picnic by the Seine or in one of Paris’s parks.

For those looking to experience Paris’s diverse culinary scene, explore the affordable eateries in neighborhoods like Belleville or the 10th arrondissement, where you’ll find cuisines from around the world. Don’t forget to visit the pâtisseries (pastry shops) to treat yourself to a croissant or pain au chocolat.

Take Advantage of Free Cultural Attractions

Many of Paris’s most famous museums offer free entry on the first Sunday of every month, including the Louvre and Musée d’Orsay (one of my favs). Additionally, some of the city’s most beautiful landmarks, like Notre-Dame and Sacré-Cœur, are free to visit. Wander the streets of the historic neighborhoods like Le Marais and the Latin Quarter, soaking in the city’s architecture and charm without spending a euro.

Another way to experience local culture is by attending free events. From outdoor film screenings in the summer to seasonal festivals, Paris offers numerous opportunities for entertainment that won’t strain your budget.

Live Like a Local, Plan Like a Pro

Living like a local in Paris means embracing the city’s slower pace, savoring simple pleasures, and avoiding the touristy spots in favor of authentic experiences. As financial planners, we understand that your travel adventures shouldn’t come at the expense of your financial well-being. By making smart choices, from using public transportation to shopping at local markets, you can enjoy the best of Paris without breaking the bank.

Financial Tips for Adventurous Paris Travelers

Set a Daily Budget: Paris can be expensive if you’re not mindful of your spending. Set a daily budget for meals, transportation, and activities to stay on track.
Accommodation: Consider staying in short-term rentals or chambres d’hôtes (bed and breakfasts) instead of pricey hotels. This also gives you the chance to live in authentic Parisian neighborhoods.
Local Banking Options: If staying for a longer period, consider opening a local bank account to avoid foreign transaction fees.
Use Public Transport: The Navigo pass is cost-effective for public transport, and Vélib’ bikes are an affordable, fun way to explore the city.

By following these tips, you can experience Paris like a local and make your trip both memorable and financially smart. Paris is a city for dreamers and adventurers alike, and with the right approach, you can explore its wonders without overspending.

Episode 31: Turning Tragedy Into Purpose – An Adventurous Journey with Clay Sanders

In this deeply moving and inspiring episode, I sit down with Clay Sanders, a man whose life is marked by profound adventures, resilience, and purpose. Clay shares stories of his adventurous spirit, from crossing the country on an Elliptigo to running the Leadville 100 ultra marathon, all while balancing a successful career as a dentist. But beyond the adventures, Clay opens up about the tragic loss of his son, Joel, to opioid addiction, and how that event spurred him into action, continuing his son’s legacy by raising awareness about addiction stigma.

We dive into Clay’s perspective on how adventure can be both structured and unpredictable, and how his journey to honor his son led him to discover even deeper connections with others, both in the U.S. and across the globe. You won’t want to miss Clay’s powerful reflection on the process of navigating life’s challenges and the wisdom he has gained along the way.

Timeline Summary:

[2:22] – Clay shares his move from Western North Carolina to Colorado and how he adjusted to life at higher altitudes.
[6:17] – Adventures in ultra-running and what led Clay to tackle the notorious Leadville 100.
[14:30] – The impact of high altitude on ultra-endurance races and how Clay trained for the Leadville 100 while living at sea level.
[28:19] – Tragedy strikes: Clay discusses the loss of his son Joel and how that transformed his life and purpose.
[32:00] – The journey across the U.S. on an elliptical bike to raise awareness about addiction stigma.
[43:10] – Clay’s global adventure: how traveling to 20 countries opened his eyes to the shared humanity across cultures.
[56:23] – The metaphor of the Great Barrier Reef: how diversity and unity coexist harmoniously in nature and in life.
[1:05:34] – Reflections on the power of the journey versus the destination.

Links & Resources:

In Joel’s Steps – Learn more about Clay’s mission to raise awareness for addiction stigma.
Leadville 100 Ultra Marathon: Official Website

Closing Remarks:

If you enjoyed this episode, don’t forget to rate, follow, and share it with others who might be inspired by Clay’s story. Your support helps spread these powerful messages. See you next time as we continue to explore life’s greatest adventures!

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Episode 30: From Boardroom to Backwoods with Jeff Ames

In this episode of the On Adventure Podcast, I had the pleasure of sitting down with Jeff Ames, aka Rambler, a true “everyday explorer” who took on the challenge of a lifetime by through-hiking the Appalachian Trail. Jeff’s journey is a story of preparation, endurance, and self-discovery as he trekked 2,200 miles from Georgia to Maine over several months. We dive into what inspired him to embark on such an ambitious adventure after retiring in his mid-50s, the highs and lows of his journey, and the unforgettable characters he met along the way. Whether you’re an aspiring long-distance hiker or just love hearing tales of personal transformation, this conversation is packed with insights and inspiration.

Join us as we explore the planning and execution of Jeff’s hike, the camaraderie found on the trail, and the lessons learned from spending months in the wilderness. You’ll also hear some wild stories about the colorful personalities that Jeff encountered on the trail, and why he believes that hiking is much more than just a physical challenge.

Episode Highlights:

[00:00] Introduction to the episode and Jeff’s background
[01:48] Jeff’s preparation and inspiration for hiking the Appalachian Trail
[04:00] The seed of adventure: how Jeff’s interest in the AT grew over the years
[09:19] Hiking solo vs. finding a “trail family” on the journey
[13:00] Memorable encounters: Jeff’s experience with a Russian hiker named Navigator
[18:00] Crazy hiker stories and the unique characters of the Appalachian Trail
[26:00] Meeting Kristian Morgan, an elite ultra-marathoner aiming for the fastest known time on the AT
[40:00] The importance of preparation, gear, and respecting the trail’s challenges
[55:00] Reflections on the simplicity and focus that long-distance hiking brings
[01:06:00] What’s next for Jeff after completing the Appalachian Trail?

Links & Resources:

Follow the On Adventure Podcast in your favorite podcast app.
Jeff’s Trail Journal
Whiteblaze.net

If you enjoyed this episode, please rate, follow, and share the podcast. Your support helps us bring more inspiring stories to adventurers like you!

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How to Live Like a Local…in London

London, England is a city brimming with history, culture, and adventure. For those planning to make the most of their time in any vibrant metropolis, it’s essential to live like a local. This approach not only provides a richer experience but can also be more cost-effective, a key consideration for any Everyday Explorer traveling to a new place. Here’s a guide to help you navigate London with a spirit of adventure and a savvy financial mindset.

Embrace Public Transportation

London’s public transportation system is extensive and efficient. Locals rely heavily on the Tube (London Underground), buses, and trains to get around. Purchase an Oyster card or use contactless payment for seamless travel across the city. Not only will this save you money compared to taxis or ride-sharing services, but it also immerses you in the daily rhythm of London life. If you’d rather get from point to point a little more quickly, using the famous Black Cabs will do it for you. You can definitely spend a small fortune getting around the city, but it’s fast and pretty fun if you get a good driver.

Discover Hidden Gems

While iconic landmarks like the Tower of London and Buckingham Palace are must-sees, living like a local means seeking out hidden gems. Explore neighborhoods like Shoreditch, known for its street art and eclectic vibe, or Hampstead Heath, a vast green space offering panoramic views of the city. For a unique experience, visit the Leighton House Museum in Kensington, an opulent Victorian home filled with art and history. As soccer fans (sorry, futbol), we had to visit a stadium and so we picked Stamford Bridge to see the home of Chelsea Futbol Club. We are now big fans!

Shop at Local Markets

Londoners love their markets, and these bustling hubs are perfect for immersing yourself in local culture. Borough Market, near London Bridge, offers a feast of fresh produce, artisanal foods, and culinary delights. For vintage finds and quirky treasures, head to Portobello Road Market in Notting Hill. Covent Market was one we visited and loved the shops, food and live music…an amazing vibe. Shopping at markets not only supports local vendors but also provides a more authentic and budget-friendly shopping experience. And for some extra flare, visit in December so you can experience the amazing Christmas markets.

Enjoy the Outdoors

Despite its urban nature, London boasts an array of parks and outdoor spaces. Hyde Park, Regent’s Park, and Richmond Park are just a few of the green havens where locals unwind. Rent a bike through Santander Cycles and explore these parks on two wheels. For a more adventurous outing, take a walk along the Thames Path or venture to the outskirts of the city for a hike in the Epping Forest.

Eat Like a Londoner

Dining out in London can be expensive, but locals know where to find great food without breaking the bank. Visit neighborhood pubs for traditional British fare like fish and chips or a hearty Sunday roast. Discover the city’s diverse culinary scene by exploring food halls such as Mercato Metropolitano in Elephant and Castle or Boxpark in Shoreditch, where you can sample dishes from around the world. We found ourselves in a pub (especially for the World Cup final which was absolutely electric!) almost every day in the city, but the fav…and evening dinner at the Sky Garden overlooking the entire London Skyline. Make your reservation well in advance.

Take Advantage of Free Attractions

London is home to numerous world-class museums and galleries, many of which offer free entry. Spend an afternoon at the British Museum, the National Gallery, or the Tate Modern. For an even more immersive experience, hire a guide to take you through for a few hours. It will change the entire experience! Wander through the charming streets of Covent Garden (again, great at Christmas time) or take in the lively atmosphere of Southbank, all without spending a penny. These free attractions provide cultural enrichment and entertainment, making them perfect for the budget-conscious traveler.

Live Like a Local, Plan Like a Pro

Living like a local in London involves more than just seeing the sights—it’s about immersing yourself in the city’s culture and lifestyle. As financial planners, we understand the importance of balancing adventure with financial prudence. By embracing local habits, seeking out hidden gems, and making the most of free attractions, you can enjoy an enriching and cost-effective stay in London.

Financial Tips for the Adventurous Traveler

Budget Wisely: Allocate funds for daily expenses and stick to your budget. Use apps to track spending and find deals. Check in on your progress each day.
Local Banking: Consider opening a local bank account if staying for an extended period. This can save on foreign transaction fees. I haven’t done this personally so do your research.
Public Transport: Utilize weekly or monthly travel cards for the best rates on public transportation.
Cultural Memberships: Some museums and attractions offer memberships that provide free or discounted entry.

By following these tips, you can experience the best of London. Living like a local not only enriches your travel experience but also ensures you make the most of your adventures in this incredible city.

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Simplify for a Better Return on Life

“Simplicity is the ultimate sophistication,” proclaimed an Apple Computer marketing brochure back in 1977. In the ensuing decades, Steve Jobs’ commitment to this ideal resulted in technology products that were as beautiful as they were easy use, and in Apple becoming one of the most valuable companies in the world.

The clutter we accumulate in our lives often prevents us from fully experiencing the adventure and freedom that life offers. At some point, our possessions can become chains, anchoring us and stifling our spirit of adventure. Think about how paring down to the essentials in these four areas could improve your Return on Life (ROL) and fuel your adventurous spirit.

1. Simplify your space.

Imagine your home as a base camp for your next adventure. Surrounding yourself with too much stuff can weigh you down and inhibit your readiness for new experiences. Surrounding yourself with too much stuff can also have serious effects on your mental and physical health, including stress, depression, lack of focus, and higher risks of household injuries. Cleaning can have the opposite effects, filling you with positive feelings as you open up more physical space for yourself. As you organize things you want to keep and let go of those you don’t, you might feel nostalgia and gratitude for people and experiences that have enriched your life. And giving away items you’ve outgrown will make you feel good about helping someone else as you also make room for the exciting things that will be coming next. I consider myself pretty simple and not materialistic, but every time I go to do a clean out, I realize just how much I like my stuff. It is one thing to decide to simplify, but it is much harder work to actually do it. Just remember that simplifying is not just about reducing; it’s about making space for what truly ignites your passion.

2. Simplify your schedule.

Your calendar should be a roadmap to adventure, not a to-do list that leaves no room for spontaneity. Despite your many personal and professional responsibilities, you probably have more control over your days than you realize. With a little forethought, it’s usually possible to make time for exercise, reading, or a quiet cup of coffee, especially if you incorporate some of these activities into your morning or bedtime routine. But if you really can’t find time for a run or a dinner date with your spouse for the ‘big rocks’ in your life, you might need to take a hard look at your whole schedule and reassess your priorities. Are you staying up too late and sleeping in longer than you should? Are you taking more meetings at work than you really need to? If your schedule is constantly packed and stuck in the fast lane, there will never be space to chase your own great adventure. Simplifying your schedule can open up opportunities to chase new experiences and explore uncharted territories, both literally and metaphorically. As you probably know by now, I think having this pursuit is a must.

3. Simplify your thinking.

The running dialogue in your head that’s constantly dredging up regrets about the past and spreading anxiety about the future is robbing you of the present. It can be like fog on your path, obscuring the beautiful vistas ahead. Incorporate mindfulness into your daily routine to keep yourself focused on what you can and will accomplish today. Try meditation, yoga, or deep breathing exercises to root your mind and body in the here and now. Keeping a gratitude journal can also help you appreciate all of the good things in your life instead of dwelling on negative thoughts.

4. Simplify your finances.

What, ultimately, is your money for? Truly, the only value of money is in its use. Think of your finances as a toolkit for your explorations.

Yes, we all have to pay the bills and provide the essentials for our families. But the way we use our money should also be tied to specific, actionable life goals and upcoming transitions. When we don’t earn, spend, save, and invest on purpose, our money tends to scatter across possessions we don’t really need, subscriptions we don’t really use, debt that we could have avoided, and short-term solutions to problems that will continue to linger in the long run. Vacations get skipped, old cars get older and more unreliable. Then, suddenly, your family has outgrown your home but you can’t afford to move, or your kids are looking at colleges you can’t pay for, or you and your spouse are both wishing you had the means to retire.

When you eliminate what’s not essential, you’ll have more resources to commit to the people, places, and activities that make you truly happy. You can allocate more resources to experiences that bring joy and excitement. Want to have an authentic conversation about these things that really matter? Schedule an appointment with us and let’s talk about how our Life-Centered Planning process can simplify complex financial issues and keep you and your money organized so you can pursue your own great adventure now.

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Episode 28: The Psychology of Adventure with Matt Walker

Welcome back to The On Adventure Podcast! I’m your host, Josh Self, and today, my conversation is with Matt Walker. Matt is a unique blend of psychologist and adventurer, who has spent nearly 30 years leading expeditions on multiple continents. In this episode, we dive deep into the psychology behind adventure, the importance of doing hard things, and why integrating adventure into our lives is vital. Matt shares his insights on how discomfort can be a powerful tool for growth and how adventure helps us build resilience and find clarity. We also touch on his upcoming webinar that I will be hosting, so stay tuned for that!

Timeline Summary

[00:00] – Introduction to Matt Walker, his unique background, and the upcoming webinar on integrating adventure into our lives.
[02:07] – Matt talks about his journey into adventure and psychology, and the connection between the two.
[05:00] – Discussing the real “why” behind adventure and how it ties into personal and professional growth.
[10:12] – Reflecting on the potential disruptions of changing sleep habits.
[14:24] – Matt explains the five elements of adventure: High Endeavor, Uncertain Outcome, Total Commitment, Tolerance for Adversity, and Great Companionship.
[19:00] – The role of great companionship in meaningful adventures and how solo endeavors still require support.
[25:00] – Overcoming fear in mountaineering and how it parallels with facing life’s challenges.
[32:00] – The importance of intentionality and purpose in manhood and how adventure helps achieve this.
[43:00] – Matt’s personal adventures, including building a house and planning solo ascents of 8,000-meter peaks.
[47:00] – Closing remarks and how to connect with Matt Walker for more insights and support.

Links & Resources

Closing Remarks

Thank you for joining us on this episode of The On Adventure Podcast. If you enjoyed our conversation with Matt Walker, please rate, follow, and share the podcast. Your support helps us bring more inspiring content to you. Don’t forget to check out the links and resources mentioned, and as always, pursue your own great adventure!

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What Does Financial Independence Mean to You?

According to a recent poll of 2,000 U.S. adults, “financial independence” equates to earning $94,000 per year, or about $20,000 more than the median income in 2023.

Some folks might feel like they’re just a promotion or two away from achieving that kind of independence. Others might not feel like $94,000 isn’t enough to feel truly free. And still others might wonder how they’d ever spend that much money in the first place.

That’s because true financial independence isn’t a number. So if it’s not a number, then what is financial independence?

It’s feeling confident enough in your money to do things that will improve your Return on Life, such as:

1. Spend without worrying

In our experience, it’s true that money can’t buy happiness. But it’s also true that being able to treat yourself and your family without worrying about paying your credit card bill at the end of the month is a pretty great feeling as well.

No matter how much you’re earning, setting a monthly spending budget can help you cover your necessities, contributes to your retirement goals, and have a little fun along the way. A budget can also help you plan ahead for responsible “big ticket” splurges, like a dream vacation or adding a pool to the backyard.

2. Enrich your children

Unless your kids love spending a lot of time at the local library, enrichment isn’t free. According to Lending Tree, parents spent an average of $731 per child per year on extracurriculars. You might spend thousands of dollars every year on a good athlete or ballerina through their teenage years … which is when the bills really start rolling in. The average cost of a year of college for the 2023-24 school year is $10,662 at an in-state public school, and $42,162 at a private school. This is for tuition ONLY…room and board will be in addition, and if you haven’t noticed, rent cost is much higher now than it used to be!

Parents might not feel truly free until they’ve passed that big COLLEGE goal until the last payment has been made. But with that goal in sight, we can help you start planning a combination of savings and investments that will reduce some of the sticker shock when the time comes. And by including some of your children’s activities in your budgeting and long-term plans, you might be able to sign them up for a few extra classes that round out their development or allow them to dig more deeply into their passions.

3. Change careers

Once upon a time, your high school guidance counselor might have challenged you to imagine what you’d do for a job if you didn’t need money. Setting aside your teenage dreams of being a rock singer or astronaut, do you have the means to make that switch right now?

Well, if money isn’t stopping you, then what is? Is it time to re-train and re-tool for Career 2.0 or 3.0?

Taking a lower-paying job at a company or charitable organization that does work you admire could give you an opportunity to put your professional skills to their highest uses. Rather than trying to climb a ladder or earn a bigger paycheck, you can focus on the mission at hand and the people and causes you’ll be impacting.

4. Retire

Or maybe you’re feeling independent enough to stop working all together.

Folks who plan their retirement around hitting some arbitrary financial number often put off retirement longer than they need to. Remember, financial independence isn’t a number.

Seeing how your plan can make your retirement possible while also providing for long-term goals like vacationing or relocating could give you the security you need to feel financially independent. Want to discuss this further? Reach out to me and let’s start planning to earn more Return on Life (ROL) and more freedom from your money.

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Q3 Letter To Clients

Do you ever stop to smell the roses, literally? As we transition from the vibrant days of spring into the warmth of summer, it’s a wonderful time to pause and reflect on the beauty that surrounds us. Whether it’s the blooming gardens, the long sunny days, or the simple pleasure of an evening walk, I encourage you to take a moment to appreciate the small joys of the season. These have a way of putting the world’s crazy into perspective, which is necessary if we are going to stay happy, healthy individuals for all our days.

Market Overview

So let’s talk a little ‘crazy’…As we enter the third quarter of 2024, we find ourselves in a financial environment marked by both challenges and opportunities. Year to date, it seems that diversification is missing out on huge gains coming from just a few stocks. Not only have many broad markets delivered gains from acceptable to amazing, but there has also been the usual assortment of sizzling stocks like NVIDIA (NVDA), and tantalizing new products like crypto ETFs to distract us with their dazzle.

Strong market performance is welcome news. But at least in the wider investment world, we’re likely to see a different kind of response that isn’t as welcoming: Instead of fleeing the downturns, restless market players may be tempted to chase after speculative trends, no matter how closely they resemble past Fear of Missing Out (FOMO) frenzies. There’s almost always something alluring and allegedly unprecedented to fuel our FOMO. But before you go all-in on the most recent high-flyers, remember:

The latest innovations are often very real, remarkable, and potentially game-changing forces in our lives. But the manner in which capital markets absorb these forces and convert them into long-term returns is far more constant.

Which reinforces why our own refrain remains the same whether markets are up or down:

Neither hot nor cold streaks among stocks, sectors, or markets give us good reason to abandon an otherwise well-built portfolio.

Staying the Course

It’s natural to feel anxious during periods of uncertainty, but it’s crucial to remember that our financial plan is designed to withstand these fluctuations. History has shown that markets tend to recover and grow over time, despite periodic downturns. Our diversified approach to investing is intended to mitigate risk and provide a stable foundation for your financial future.

This is why we still advise building and maintaining a low-cost, globally diversified investment portfolio aimed at your personal long-term goals. This, despite the cognitive traps laid by the most recent rounds of FOMO. As Nobel laureate Daniel Kahneman reportedly observed quite bluntly:

“If you think you’re an expert on picking stocks, then you should be fabulously rich. If you’re not, you’re probably not.” — Daniel Kahneman

Controlling What You Can

Now on to the ‘happy and healthy’ part…While we cannot control the markets or political developments, we can control how we respond to them. It’s essential to focus on the aspects of life that are within our power to manage. One such area is aligning our lives with our values and priorities. Living according to what truly matters to you can provide a sense of purpose and fulfillment that transcends financial concerns.

One way to foster this alignment is by integrating movement and adventure into your daily routine. Research has consistently shown the profound benefits of physical activity on both physical and mental health. It has become very clear that regular physical activity and engaging in adventurous activities can significantly enhance one’s healthspan—the period of life spent in good health, free from chronic diseases and disabilities.

The Value of Movement and Adventure

Engaging in physical activities, whether it’s trail running, hiking, or simply taking a walk in the park, can have a transformative impact on your overall well-being. Movement not only improves cardiovascular health, strengthens muscles, and boosts energy levels but also reduces stress and enhances mental clarity. Adventure, on the other hand, introduces an element of excitement and novelty that can invigorate the spirit and foster a sense of achievement.

Incorporating movement and adventure into your life doesn’t have to be a grand endeavor. It can be as simple as exploring a new hiking trail, trying a new sport, or setting aside time each day for a brisk walk. The key is to make it a regular part of your routine, allowing it to become a habit that supports your health and happiness.

Embracing Life’s Adventure

Beyond the physical benefits, adventure can also serve as a metaphor for how we approach life’s challenges and opportunities. Embracing adventure means being open to new experiences, taking calculated risks, and stepping out of our comfort zones. It’s about seeing life as a journey filled with possibilities, rather than a series of obstacles to overcome.

As you navigate the complexities of the financial markets and the uncertainties of the world, we encourage you to adopt an adventurous mindset. Approach each day with curiosity and a willingness to explore. Trust in the financial plan we have crafted together, knowing that it is designed to support your long-term goals. And most importantly, prioritize your well-being by staying active and embracing the adventures that life has to offer.

In closing, we want to express our gratitude for your continued trust and partnership. Let’s make this quarter a time of growth, both financially and personally. Embrace the beauty of the season, stay active, and approach each day with a sense of adventure. By focusing on the aspects of life we can control and maintaining a sense of adventure, we can navigate the uncertainties of the financial world with confidence and resilience. Thank you for allowing us to be part of your journey.

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Episode 26: Life is an Adventure, Plan for It with Terry Foxworth

Get ready for an exhilarating ride in this episode of the On Adventure Podcast, where I chat with Terry Foxworth. Terry’s journey is a testament to persistence, an unquenchable thirst for adventure, and a masterful balance between a professional career and an adventurous lifestyle. From the picturesque landscapes of South Carolina to the roaring rapids of whitewater kayaking, grueling ultramarathons, and the pristine slopes of skiing, Terry’s tales will ignite your adventurous spirit. We also dive into his epic cross-country bicycle journey with his daughter, filled with highs, lows, and unforgettable memories. Tune in and let Terry’s stories inspire your next adventure!

Timeline Summary:

[00:04:18] Terry returns to Asheville and recounts the challenge of navigating a massive snowstorm.
[00:05:20] Unpacking connections with Brew Davis, a mutual friend from university days, and how these relationships fuel adventure.
[00:09:00] Terry’s educational journey and the pivotal experiences that shaped his career and love for the outdoors.
[00:27:01] Growing up in South Carolina: How a small-town boy developed a passion for adventure.
[00:36:00] The life-changing backpacking trip in the Smokies that sparked Terry’s lifelong love for the great outdoors.
[00:42:00] Diving into Terry’s whitewater kayaking adventures and his transformative move to Greenville.
[00:56:00] Josh shares a thrilling tale of a backpacking trip with his son, filled with unexpected lessons.
[01:12:00] The epic story of Terry’s cross-country bike trip with his daughter: Planning, perseverance, and priceless memories.

Links & Resources:

Transamerica Bicycle Trail: Adventure Cycling Association
Nantahala Outdoor Center: NOC
Furman University: Furman
Foxworth Advisors, LLC

Closing Remark:

If you enjoyed this episode, please rate, follow, and review the On
Adventure Podcast. Share it with friends and family who might find Terry’s
story as inspiring as we did. Join us next time for more incredible
journeys and motivational tales!

Check out this episode!

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Top Outdoor Gear List for the Everyday Explorer

Outdoor Gear List for Everyday Adventures

Here’s a suggested gear list for everyday adventures, perfect for trail running, hiking, or casual outdoor activities. Each item includes a link to where you can purchase the gear online.