Episode 29: Reconnecting the World, One Letter at a Time with Jonny Beardmore, the Galapagos Postman


Welcome back to the On Adventure Podcast! In this episode, I chat with Jonny Beardmore, now famously known as the Galapagos Postman. Jonny’s unique quest involves delivering handwritten letters left in an ancient Galapagos Islands postbox to various locations worldwide. But this adventure is more than just about delivering mail; it’s about exploring a deeper question about whether we are disconnected as a species and how we can rebuild those crucial human connections.

Throughout his journey, Jonny has met a diverse array of people, each with their own fascinating stories. From reuniting a couple in Belize through a heartfelt love letter to delivering a touching note from a daughter to her mother in Mexico City, Jonny’s mission has brought surprises,  unexpected joy and reconnections (to him and the receipients). He shares stories of spontaneous hospitality, like the family in Mexico City who welcomed him with tequila and dried crickets, and the emotional reunions that have occurred as a result of his deliveries. Join me as Jonny shares his serendipitous encounters, the challenges he faces, and the incredible impact his journey is having on people’s lives and the charities he is fundraising for.


Episode Highlights:

  • [00:00] Introduction: Josh introduces Jonny Beardmore, explaining how he discovered Jonny’s story and what intrigued him about it.
  • [02:20] The Galapagos Postman: Jonny explains his nickname and details the tradition of the Galapagos Islands postbox that dates back to 1793.
  • [05:17] The Challenge: Jonny talks about the inception of the Galapagos Postman Challenge, collecting 50 letters from the Galapagos and his year-long journey to deliver them.
  • [07:45] Personal Motivation: Jonny discusses his personal motivations, including the impact of his father’s battle with motor neurone disease (ALS).
  • [15:05] Planning and Logistics: The process of planning this ambitious global adventure, including the support systems in place and the challenges faced.
  • [24:03] Human Connections: Jonny reflects on the commonalities he has found among diverse cultures and the importance of personal connections in an increasingly digital world.
  • [38:00] Inspiring Stories: Jonny shares some of the most touching and inspiring stories of delivering letters, including reuniting people and the emotional impacts.
    • Belize: Reuniting a couple through a heartfelt love letter.
    • Mexico City: Delivering a daughter’s letter to her mother, recovering from surgery, resulting in an emotional family reunion.
    • Central America: Overcoming challenges to deliver letters, experiencing spontaneous hospitality, and hearing incredible life stories.
  • [47:50] Funding and Support: Insight into how Jonny funds his adventures and the work-life balance required to manage such an undertaking.
  • [55:00] The Bigger Picture: Jonny’s thoughts on whether the world is truly disconnected despite technological advancements and how this challenge has impacted his views.

Links & Resources:


Thank you for tuning in! If you enjoyed this episode, please rate, follow, share, and review the podcast. Your support helps us bring more inspiring stories to light. For more content, visit Ridgeline Wealth Advisors and sign up for our newsletter, The Money Trail Guide. Until next time, pursue your own great adventure!

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How to Live Like a Local…in London

London, England is a city brimming with history, culture, and adventure. For those planning to make the most of their time in any vibrant metropolis, it’s essential to live like a local. This approach not only provides a richer experience but can also be more cost-effective, a key consideration for any Everyday Explorer traveling to a new place. Here’s a guide to help you navigate London with a spirit of adventure and a savvy financial mindset.

Embrace Public Transportation

London’s public transportation system is extensive and efficient. Locals rely heavily on the Tube (London Underground), buses, and trains to get around. Purchase an Oyster card or use contactless payment for seamless travel across the city. Not only will this save you money compared to taxis or ride-sharing services, but it also immerses you in the daily rhythm of London life.  If you’d rather get from point to point a little more quickly, using the famous Black Cabs will do it for you.  You can definitely spend a small fortune getting around the city, but it’s fast and pretty fun if you get a good driver.

Discover Hidden Gems

While iconic landmarks like the Tower of London and Buckingham Palace are must-sees, living like a local means seeking out hidden gems. Explore neighborhoods like Shoreditch, known for its street art and eclectic vibe, or Hampstead Heath, a vast green space offering panoramic views of the city. For a unique experience, visit the Leighton House Museum in Kensington, an opulent Victorian home filled with art and history.  As soccer fans (sorry, futbol), we had to visit a stadium and so we picked Stamford Bridge to see the home of Chelsea Futbol Club.  We are now big fans!

Shop at Local Markets

Londoners love their markets, and these bustling hubs are perfect for immersing yourself in local culture. Borough Market, near London Bridge, offers a feast of fresh produce, artisanal foods, and culinary delights. For vintage finds and quirky treasures, head to Portobello Road Market in Notting Hill. Covent Market was one we visited and loved the shops, food and live music…an amazing vibe.  Shopping at markets not only supports local vendors but also provides a more authentic and budget-friendly shopping experience.  And for some extra flare, visit in December so you can experience the amazing Christmas markets.

Enjoy the Outdoors

Despite its urban nature, London boasts an array of parks and outdoor spaces. Hyde Park, Regent’s Park, and Richmond Park are just a few of the green havens where locals unwind. Rent a bike through Santander Cycles and explore these parks on two wheels. For a more adventurous outing, take a walk along the Thames Path or venture to the outskirts of the city for a hike in the Epping Forest.

Eat Like a Londoner

Dining out in London can be expensive, but locals know where to find great food without breaking the bank. Visit neighborhood pubs for traditional British fare like fish and chips or a hearty Sunday roast. Discover the city’s diverse culinary scene by exploring food halls such as Mercato Metropolitano in Elephant and Castle or Boxpark in Shoreditch, where you can sample dishes from around the world.  We found ourselves in a pub (especially for the World Cup final which was absolutely electric!) almost every day in the city, but the fav…and evening dinner at the Sky Garden overlooking the entire London Skyline.  Make your reservation well in advance. 

Take Advantage of Free Attractions

London is home to numerous world-class museums and galleries, many of which offer free entry. Spend an afternoon at the British Museum, the National Gallery, or the Tate Modern.   For an even more immersive experience, hire a guide to take you through for a few hours.  It will change the entire experience!  Wander through the charming streets of Covent Garden (again, great at Christmas time) or take in the lively atmosphere of Southbank, all without spending a penny. These free attractions provide cultural enrichment and entertainment, making them perfect for the budget-conscious traveler.

Live Like a Local, Plan Like a Pro

Living like a local in London involves more than just seeing the sights—it’s about immersing yourself in the city’s culture and lifestyle. As financial planners, we understand the importance of balancing adventure with financial prudence. By embracing local habits, seeking out hidden gems, and making the most of free attractions, you can enjoy an enriching and cost-effective stay in London.

Financial Tips for the Adventurous Traveler
  • Budget Wisely: Allocate funds for daily expenses and stick to your budget. Use apps to track spending and find deals.  Check in on your progress each day.
  • Local Banking: Consider opening a local bank account if staying for an extended period. This can save on foreign transaction fees.  I haven’t done this personally so do your research.
  • Public Transport: Utilize weekly or monthly travel cards for the best rates on public transportation.
  • Cultural Memberships: Some museums and attractions offer memberships that provide free or discounted entry.

By following these tips, you can experience the best of London. Living like a local not only enriches your travel experience but also ensures you make the most of your adventures in this incredible city.

Simplify for a Better Return on Life

“Simplicity is the ultimate sophistication,” proclaimed an Apple Computer marketing brochure back in 1977. In the ensuing decades, Steve Jobs’ commitment to this ideal resulted in technology products that were as beautiful as they were easy use, and in Apple becoming one of the most valuable companies in the world.

The clutter we accumulate in our lives often prevents us from fully experiencing the adventure and freedom that life offers. At some point, our possessions can become chains, anchoring us and stifling our spirit of adventure. Think about how paring down to the essentials in these four areas could improve your Return on Life (ROL) and fuel your adventurous spirit.

1. Simplify your space.

Imagine your home as a base camp for your next adventure. Surrounding yourself with too much stuff can weigh you down and inhibit your readiness for new experiences.  Surrounding yourself with too much stuff can also have serious effects on your mental and physical health, including stress, depression, lack of focus, and higher risks of household injuries. Cleaning can have the opposite effects, filling you with positive feelings as you open up more physical space for yourself. As you organize things you want to keep and let go of those you don’t, you might feel nostalgia and gratitude for people and experiences that have enriched your life. And giving away items you’ve outgrown will make you feel good about helping someone else as you also make room for the exciting things that will be coming next.  I consider myself pretty simple and not materialistic, but every time I go to do a clean out, I realize just how much I like my stuff.  It is one thing to decide to simplify, but it is much harder work to actually do it.  Just remember that simplifying is not just about reducing; it’s about making space for what truly ignites your passion.

2. Simplify your schedule.

 Your calendar should be a roadmap to adventure, not a to-do list that leaves no room for spontaneity.  Despite your many personal and professional responsibilities, you probably have more control over your days than you realize. With a little forethought, it’s usually possible to make time for exercise, reading, or a quiet cup of coffee, especially if you incorporate some of these activities into your morning or bedtime routine. But if you really can’t find time for a run or a dinner date with your spouse for the ‘big rocks’ in your life, you might need to take a hard look at your whole schedule and reassess your priorities. Are you staying up too late and sleeping in longer than you should? Are you taking more meetings at work than you really need to?  If your schedule is constantly packed and stuck in the fast lane, there will never be space to chase your own great adventure.  Simplifying your schedule can open up opportunities to chase new experiences and explore uncharted territories, both literally and metaphorically.  As you probably know by now, I think having this pursuit is a must.

3. Simplify your thinking.

The running dialogue in your head that’s constantly dredging up regrets about the past and spreading anxiety about the future is robbing you of the present. It can be like fog on your path, obscuring the beautiful vistas ahead.  Incorporate mindfulness into your daily routine to keep yourself focused on what you can and will accomplish today. Try meditation, yoga, or deep breathing exercises to root your mind and body in the here and now. Keeping a gratitude journal can also help you appreciate all of the good things in your life instead of dwelling on negative thoughts.

4. Simplify your finances.

 What, ultimately, is your money for?  Truly, the only value of money is in its use.  Think of your finances as a toolkit for your explorations.

 Yes, we all have to pay the bills and provide the essentials for our families. But the way we use our money should also be tied to specific, actionable life goals and upcoming transitions. When we don’t earn, spend, save, and invest on purpose, our money tends to scatter across possessions we don’t really need, subscriptions we don’t really use, debt that we could have avoided, and short-term solutions to problems that will continue to linger in the long run. Vacations get skipped, old cars get older and more unreliable. Then, suddenly, your family has outgrown your home but you can’t afford to move, or your kids are looking at colleges you can’t pay for, or you and your spouse are both wishing you had the means to retire.

 When you eliminate what’s not essential, you’ll have more resources to commit to the people, places, and activities that make you truly happy. You can allocate more resources to experiences that bring joy and excitement. Want to have an authentic conversation about these things that really matter?  Schedule an appointment with us and let’s talk about how our Life-Centered Planning process can simplify complex financial issues and keep you and your money organized so you can pursue your own great adventure now.

 

 

Episode 28: The Psychology of Adventure with Matt Walker


Welcome back to The On Adventure Podcast! I’m your host, Josh Self, and today, my conversation is with Matt Walker. Matt is a unique blend of psychologist and adventurer, who has spent nearly 30 years leading expeditions on multiple continents. In this episode, we dive deep into the psychology behind adventure, the importance of doing hard things, and why integrating adventure into our lives is vital. Matt shares his insights on how discomfort can be a powerful tool for growth and how adventure helps us build resilience and find clarity. We also touch on his upcoming webinar that I will be hosting, so stay tuned for that!

Timeline Summary

  • [00:00] – Introduction to Matt Walker, his unique background, and the upcoming webinar on integrating adventure into our lives.
  • [02:07] – Matt talks about his journey into adventure and psychology, and the connection between the two.
  • [05:00] – Discussing the real “why” behind adventure and how it ties into personal and professional growth.
  • [10:12] – Reflecting on the potential disruptions of changing sleep habits.
  • [14:24] – Matt explains the five elements of adventure: High Endeavor, Uncertain Outcome, Total Commitment, Tolerance for Adversity, and Great Companionship.
  • [19:00] – The role of great companionship in meaningful adventures and how solo endeavors still require support.
  • [25:00] – Overcoming fear in mountaineering and how it parallels with facing life’s challenges.
  • [32:00] – The importance of intentionality and purpose in manhood and how adventure helps achieve this.
  • [43:00] – Matt’s personal adventures, including building a house and planning solo ascents of 8,000-meter peaks.
  • [47:00] – Closing remarks and how to connect with Matt Walker for more insights and support.

Links & Resources

Closing Remarks

Thank you for joining us on this episode of The On Adventure Podcast. If you enjoyed our conversation with Matt Walker, please rate, follow, and share the podcast. Your support helps us bring more inspiring content to you. Don’t forget to check out the links and resources mentioned, and as always, pursue your own great adventure!

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Episode 27: Using adventure for self-discovery and feeling fully alive with Scott MacKillop


Welcome back to the On Adventure Podcast! I’m your host, Josh Self, and today I had the pleasure of speaking with Scott MacKillop, a seasoned financial professional and avid outdoorsman. Despite our shared background in finance, our conversation veered away from the boardroom and delved into the thrilling world of outdoor adventures. Scott shared how his passion for the outdoors was self-developed rather than instilled by his parents, and how fear serves as a clarifying force for him, whether on the mountain or in the boardroom.

Throughout our discussion, Scott talked about his extensive career, innovative achievements, and the invaluable lessons he has learned from pushing his limits in nature. From climbing Mount Kilimanjaro to the peaks of Colorado, Scott’s adventures have given him a profound sense of being fully alive, experiencing all emotions and embracing the challenges that come with pushing oneself to the edge. We also explored the significance of self-discovery and the joy of living, which Scott finds in every adventure he undertakes. This episode is packed with inspiration and insights into the intertwining of adventure and personal growth.

Timeline Summary:

  • [00:00] – Introduction to Scott MacKillop and his background in finance and outdoor adventures.
  • [01:00] – Scott’s unique perspective on fear and clarity.
  • [03:00] – Early life and the development of Scott’s love for the outdoors.
  • [06:00] – Memorable outdoor experiences and the influence of his childhood.
  • [14:00] – Transition from DC to Colorado and the role of running in Scott’s life.
  • [20:00] – Facing and overcoming physical and mental challenges in adventure.
  • [27:00] – Scott’s near-death experience during a solo hike in Colorado.
  • [35:00] – The mental aspect of pushing limits and setting goals.
  • [45:00] – Reflecting on past adventures and the continuous pursuit of new challenges.
  • [50:00] – Upcoming adventures and the importance of staying active.

Links & Resources:

 

Thank you for tuning in to this episode of the On Adventure Podcast. If you enjoyed this conversation, please rate, follow, share, and review the podcast. Your support helps us bring more inspiring stories to you. Until next time, keep pushing your limits and pursuing your own great adventures!

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Episode 26: Life is an Adventure, Plan for It with Terry Foxworth


Get ready for an exhilarating ride in this episode of the On Adventure Podcast, where I chat with Terry Foxworth. Terry’s journey is a testament to persistence, an unquenchable thirst for adventure, and a masterful balance between a professional career and an adventurous lifestyle. From the picturesque landscapes of South Carolina to the roaring rapids of whitewater kayaking, grueling ultramarathons, and the pristine slopes of skiing, Terry’s tales will ignite your adventurous spirit. We also dive into his epic cross-country bicycle journey with his daughter, filled with highs, lows, and unforgettable memories. Tune in and let Terry’s stories inspire your next adventure!

Timeline Summary:

  • [00:04:18] Terry returns to Asheville and recounts the challenge of navigating a massive snowstorm.
  • [00:05:20] Unpacking connections with Brew Davis, a mutual friend from university days, and how these relationships fuel adventure.
  • [00:09:00] Terry’s educational journey and the pivotal experiences that shaped his career and love for the outdoors.
  • [00:27:01] Growing up in South Carolina: How a small-town boy developed a passion for adventure.
  • [00:36:00] The life-changing backpacking trip in the Smokies that sparked Terry’s lifelong love for the great outdoors.
  • [00:42:00] Diving into Terry’s whitewater kayaking adventures and his transformative move to Greenville.
  • [00:56:00] Josh shares a thrilling tale of a backpacking trip with his son, filled with unexpected lessons.
  • [01:12:00] The epic story of Terry’s cross-country bike trip with his daughter: Planning, perseverance, and priceless memories.

Links & Resources:

Closing Remark:

If you enjoyed this episode, please rate, follow, and review the On
Adventure Podcast. Share it with friends and family who might find Terry’s
story as inspiring as we did. Join us next time for more incredible
journeys and motivational tales!

 

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Top Outdoor Gear List for the Everyday Explorer

Episode 24: Stories Rather Than Regrets with Pete Ripmaster


Welcome back to the On Adventure podcast! In today’s episode, we have an inspiring and candid conversation with Pete Ripmaster. Pete, now a seasoned ultra-endurance athlete, shares his journey from the highs and lows of his athletic pursuits to his personal battles and triumphs. In fact, it all started with a Couch-to-Marathon run, and he kept going from there!  We delve into his history, including the incredible feat of winning the 1,000-mile Iditarod Trail Invitational on foot (in February!), his adventures in Alaska, and the lessons learned from pushing beyond the limits. Pete’s story is a testament to resilience, passion, and the relentless pursuit of one’s dreams.

Pete’s philosophy of “stories rather than regrets” is evident in his approach to ultra-running. Whether he’s tackling organized races or his unique “homemade 100’s,” Pete’s willingness to suffer and push through mental and physical barriers is key to his success. His adventures showcase the power of perseverance and the rewards of stepping outside your comfort zone.

Join us as we explore:

  • Pete’s early life and the pivotal moments that shaped his path
  • The transition from the couch to a marathoner to an ultra-endurance runner
  • The mental and physical challenges of running the Iditarod Trail Invitational
  • Pete’s “homemade 100’s” and what drives him to create his own ultra-endurance challenges
  • Insights into the world of ultra-running and the community around it
  • Pete’s future aspirations and what drives him to keep pushing forward

This episode is packed with raw and heartfelt reflections that will leave you inspired to tackle your own adventures. Don’t miss out on this incredible journey with Pete Ripmaster!

Episode Highlights:

[00:00] Introduction to Pete Ripmaster and the essence of today’s episode

[02:28] Pete’s background and his self-identity as a runner, husband, and father

[10:00] Reflections on Pete’s childhood and the significant impact of his family

[18:00] The pivotal moment and the transition from a wild lifestyle to purposeful living

[24:05] Pete’s first impromptu marathon and the beginning of his running journey

[32:00] The decision to run 50 marathons in 50 states and raise funds for breast cancer research

[38:00] Delving into ultra-running: from 50K to 1,000 miles

[46:00] The challenges and triumphs of the Iditarod Trail Invitational

[53:00] Pete’s “homemade 100’s” and his drive to create unique endurance challenges

[57:00] The mental game in ultra-endurance sports and pushing through limits

[01:03:00] What’s next for Pete after ultra-running

Links & Resources:

Thank you for tuning into this episode with Pete Ripmaster! If you enjoyed our conversation, please rate, follow, share, and review the podcast. Your support helps us bring more inspiring stories to light. Keep pursuing your great adventures, and we’ll catch you in the next episode!

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Episode 23: Endurance Unleashed: From UltraMan to Personal Revelations with Van Fletcher


Welcome back to another episode of the On Adventure Podcast, where I dive deep into the extraordinary tales of endurance and personal growth, probing why everyday explorers continue to push their own limits. In this episode, I reconnect with Van Fletcher, a dad, a real estate professional, and, oh yeah, a world class triathlete AND an ultraman competitor.

Van’s story isn’t just about physical endurance; it’s a profound journey of resilience, community, and self-discovery.  This episode is a testament to the human spirit’s capacity to endure and thrive, no matter the challenge. Van Fletcher’s journey is sure to inspire not just athletes but anyone looking to overcome their personal barriers.

Episode Highlights:

  • [00:00] Welcome: I introduce Van Fletcher, my first repeat guest, discussing his recent adventures and astounding achievements in the Ultraman Florida—a race that pushes human limits with its extreme distances.
  • [10:12] Trials and Triumphs: Van shares his rigorous experiences and the emotional rollercoaster of participating in high-endurance races, including Ironman events and the mental strategies needed to overcome unexpected obstacles.
  • [22:00] Community and Support: The critical role of community in endurance sports. Van emphasizes how his crew’s support and camaraderie were pivotal in his successes and overcoming the daunting challenges of Ultraman.
  • [35:00] Physical and Mental Resilience: Insights into Van’s training regimen and how overcoming injuries and personal setbacks have shaped his approach to racing and life.
  • [45:00] Beyond the Finish Line: Van discusses the broader impact of his racing career on personal growth and his future aspirations in the world of endurance sports.

Links & Resources:

Closing Thoughts: If today’s journey through extreme endurance and personal triumphs inspired you, remember to rate, follow, and share the podcast. Your support helps us bring more such inspiring stories. Until next time, keep pushing your limits and exploring your own great adventure!

 

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The Value of Pursuit: Adventure as a Catalyst for Mental, Spiritual, and Relational Growth

In the modern world, where routines dominate our lives and the digital screen often becomes our window to the outside, the pursuit of adventure might seem like a luxury. However, venturing into the unknown, or simply stepping out of our comfort zones, can serve as a powerful catalyst for mental health, spiritual growth, and interpersonal connections. If you have listened to my podcast with Robbie Lenfestey, you will know that I am referring to moving out of your ‘Comfort Zone’ and in to your ‘Growth Zone’.   Like a well-thought-out financial plan, an adventurous spirit not only prepares us for the uncertainties of life but also enriches our existence in profound ways.

But how do you do this in a healthy, thoughtful pursuit?  And what is there really to gain?

Adventure and Mental Health: The Return on Investment

The relationship between adventure and mental health can be likened to the principle of ‘risk and return’ in financial planning. Just as investors accept a certain level of risk to achieve potential gains, individuals can embrace adventure to reap significant psychological rewards. Engaging in new and challenging activities triggers the release of endorphins, the body’s natural mood lifters. This biochemical uptick can combat stress which leads to many more good things down stream.

Moreover, adventure acts as a form of behavioral activation. By pushing ourselves to engage in physical activities, whether it’s hiking up a mountain or kayaking down a river, we may break the cycle of inactivity that often accompanies certain mental health struggles. While there is no silver bullet, the effort invested in such activities can provide a valuable return in the form of improved mental resilience and a more vibrant sense of well-being.

Spiritual Growth: Compounding Interest in Our Inner Lives

You may be asking, ‘What does spiritual growth have to do with Adventure?’  Well, I’m glad you asked!  Spiritual growth through adventure can be viewed through the lens of ‘compounding interest’—a fundamental concept in financial growth. Just as small, regular investments grow over time through the power of compound interest, regular engagement with adventurous activities can lead to profound accumulations in spiritual wisdom and personal insight.

Adventures often place us in situations where we are dwarfed by the vastness of nature or the complexity of different cultures. I love this part!  These experiences can shift our perspective, making us more aware of the larger forces at play in our lives and the universe. And this can, and often does, mean something different to each of us.  Each adventure acts as a deposit into our spiritual bank, where over time, the layers of insight, humility, and connectivity accrue, enhancing our understanding of ourselves and our place in the world.

Building Interpersonal Connections: The Currency of Shared Experiences

This is the part of adventure I really like, even as a committed introvert!  The value of adventure in building and deepening relationships is immense. Shared experiences, especially those that involve overcoming challenges together, can act as a strong social currency. When we venture out with others, be they friends, family, or even strangers, the trials and triumphs experienced together are stored as shared capital. This capital, much like financial savings, can be drawn upon in times of need, providing a relational safety net when necessary.

Interpersonal relationships forged in the heat of shared adventures often exhibit a depth and resilience. They can be robust and capable of withstanding the ups and downs of life. I think this has been 100% for the most meaningful relationships in my life.  Moreover, the memories created become shared assets, cherished, and valued, strengthening bonds, and fostering a sense of community and belonging.

Implementing Adventure in Your Life: Starting Small

Incorporating adventure into one’s life does not necessarily mean scaling Everest (although, for my podcast guest, Kenton Cool, it does mean this!) or sailing solo across the Atlantic. It begins with small steps outside one’s Comfort Zone and into the Growth Zone. This could be as simple as trying a new hobby, traveling to a different part of town, or engaging in a local cultural event.

The pursuit of adventure is more than just an escape from the mundane; it is a strategic investment in our mental, spiritual, and interpersonal health. Each adventure, whether big or small, acts as a deposit in our holistic well-being, yielding returns that enrich our lives immeasurably. Just as wise financial planning ensures economic security and growth, a life planned with regular doses of adventure can move one toward a rich, vibrant, and profound human experience. Embrace the unknown and pursue your great life now!